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Funeral Planning

Taking out a pre-paid funeral plan now means that you pay for your funeral at today’s prices, lifting the financial and emotional burden on your family and friends.

Not only that, but you can set out your wishes and make sure that the funeral service will be exactly as you would want it to be, saving your loved ones from having to make tough decisions at a difficult time. Instead, they will be comforted knowing that the service is as you wished it to be.

SunLife Cost of Dying Report

According to the SunLife Cost of Dying Report 2018, latest research reveals that funeral costs have risen again since last year to an all time high. Average funeral costs are now £4,271, more than 100% of what they cost 15 years ago and an increase of nearly 5% since last year alone. It also reveals that the overall cost of dying; the funeral itself, the send-off and professional fees to administer an estate, is also rising.

With increasing conversations about funeral wishes and funerals themselves, more and more people prefer to lock in some of the funeral costs now, and make sure their family are aware of their wishes ahead of time.

Don’t forget, Trust Inheritance can help you and your loved ones, with all aspects when someone dies, not just the funeral.

Funeral Plans

A pre-paid funeral plan is one way to plan ahead and beat increases in funeral costs. Most plans will guarantee to cover the directors costs for arranging and conducting the funeral, but may not include additional costs such as burial or cremation fees.

The sooner you lock in the price, the more money you are likely to save; it makes financial sense to purchase a plan a today’s prices*.

*Exactly how much of the costs are covered will depend on which plan and provider you choose.

Typical Plans Include:

  • Funeral directors professional service
  • Advice on registration, documentation and certification of death
  • Local removal from place of death to the funeral directors premises (within 20 miles)
  • Care of the deceased prior to the funeral
  • Standard oak wood veneer coffin
  • Attendance of 4 bearers on the day of the funeral
  • Provision of a hearse for the service at the crematorium / cemetery
  • Full listing of floral tribute
  • Use of Chapel of Rest (during office hours)

Typical Optional Extras:

  • Disbursements – this covers Minister, Doctor and crematorium / cemetery fees
  • Limousine for the service at crematorium / cemetery
  • Higher quality coffin
  • Bereavement counselling
  • 24 hour telephone support
  • An allowance for third party costs

We don’t do Funeral Plans but we have teamed up with one of our Trusted Partners who do! Contact us for more information about the type of plans available to you.

Funeral Wishes

It’s not a subject we like to think about, but writing your funeral wishes lets your loved ones know what you would like, as well as what you wouldn’t like, at your funeral.

They allow you to detail things like your religious or spiritual beliefs, whether you wish to be buried or cremated, your preference as to how you would like to be dressed, if you would like flowers and your choice of coffin; amongst other things.

The Digital Estate Plan Portal has a great tool which helps you make your Funeral Wishes. It will ask you a series of questions while giving you information and advice as you go along. At the end of quiz it will produce a Memorandum of Wishes, which can be added to your Will and kept with your other important documents, so that your loved ones can access them if something were to happen to you.

It’s Your Choice

We know it can be daunting trying to work out which plan might be best for you so we are on hand to help you decide!

Why not try our How Much Help app? It’s simple to use and at the end of the quiz it will give you options based on your circumstance.

Remember, we’re always on hand if you would like us to run through the questionnaire with you or to discuss your options further.

*You will be directed to the How Much Help website to complete the quiz

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Have a question? Need some help? We are happy to go through any queries you may have. Call, email, or CHAT with us LIVE online using the link in the bottom right of the screen for an instant response.

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